Steve Waters, LUTC-Vice President, Specialty Division, Las Vegas & Los Angeles Steve is Senior Vice President and Program Director at Kaercher Insurance. He has 37 years experience in the insurance industry with expertise in property management, real estate, and entertainment. He is responsible for managing a book of business, negotiating with carriers and developing innovative risk management programs. Before joining Kaercher, Steve was a partner with E. Broox Randall & Sons, Inc. where he provided risk management services to large property management companies, major league baseball teams and private membership clubs. He was also responsible for organizing and operating the company’s industrial safety and risk purchasing group, the California Association of Athletic Clubs. Steve attended Palomar College in San Marcos, CA and has achieved the lifetime LUTC designation. He is actively involved with NAIOP and CIBA.