Richard W. Krause is Vice President of Employee Benefits at Kaercher Insurance. He has been with the agency for seven years and has over 33 years experience in the areas of employee benefits as well as individual life and disability. His served as Vice President and senior management for a Third Party Administrator involved in administration of self funded plans for mid sized and large employers and was Vice President and senior sales executive with a national insurance company specializing in group benefits. Prior to joining Kaercher he owned his own employee benefit consulting company providing plan recommendations, claim analysis, carrier negotiations, regulatory compliance support, health risk management, wellness program design and communication and employee education. His professional services have been invaluable to a variety of businesses including Gaming, Hotels, Construction, Hospitals, Manufacturing, Technology, retail and other service related businesses. He attended the University of South Florida and is an active member in several industry specific organizations.