Health Insurance

The Affordable Care Act ushered in a new era for health insurance, everybody must have coverage. Either through employer sponsored plans or individual plans offered through a state or federal exchange or individual and family coverage offered by the insurance carriers, the availability of health insurance has never been greater. Unfortunately for most of us understanding what is available and how it works can be a mystery and a challenge.

At Kaercher Insurance our team of professionals are poised to assist with the challenges facing most people when it comes to selecting a plan of coverage and then understanding what that plan covers in the way of benefits and what it will cost to access. We understand the requirements of the new laws and how it will impact individuals. Who qualifies for a subsidy and who doesn’t? What plans offer the lowest out of pocket costs and what coverage is most important to you and your family?

Despite the abundance of information available through web sites and other sources the purchase of health insurance for you and your family is a very personal decision and it helps to have a trusted and knowledgeable advisor. Our team is here to help guide you through the complexities of health insurance selection, to present the most cost effective and comprehensive coverage and to be here to answer your questions after you and the family are insured.